Join Us
Secure your financial future with dependable, rewarding deposit options. Perfect for individuals or groups seeking to grow their savings while maintaining access to low‑cost credit.
• Main savings account for members
• Earns annual interest
• Individuals: Min monthly savings KES 2,000
• Groups: Min monthly savings KES 5,000
• Withdrawable only upon membership exit
• Flexible deposit options: cash, M-PESA, standing order, bank transfer
• Represents your ownership in Neemeka Sacco
• Non-withdrawable account
• Attracts annual dividends
• Transferable upon membership exit
• Save in advance for holidays
• Minimum balance: KES 1,000
• Monthly contributions from KES 500
• Flexible saving allowed
• Withdrawal allowed twice a year
• Earns attractive annual interest
• Can be used as loan security
• Ideal for chamas, welfare groups, investment clubs
• Earns interest on savings
• Access to group-based loans
• Options: Group Deposit Account, Group Savings Account, MISLA (Micro Savings & Lending Activity)
• For time-bound savings goals (school fees, projects, etc.)
• Flexible lock-in periods: 3, 6, 9, or 12 months
• Interest rates vary based on saving duration