+254796361377 | info@neemekasacco.co.ke

Our Products

Deposit Accounts

Secure your financial future with dependable, rewarding deposit options. Perfect for individuals or groups seeking to grow their savings while maintaining access to low‑cost credit.

Available Deposit Accounts

ORDINARY MEMBER ACCOUNT

• Main savings account for members
• Earns annual interest
• Individuals: Min monthly savings KES 2,000
• Groups: Min monthly savings KES 5,000
• Withdrawable only upon membership exit
• Flexible deposit options: cash, M-PESA, standing order, bank transfer

SHARE CAPITAL ACCOUNT

• Represents your ownership in Neemeka Sacco
• Non-withdrawable account
• Attracts annual dividends
• Transferable upon membership exit

HOLIDAY SAVINGS ACCOUNT

• Save in advance for holidays
• Minimum balance: KES 1,000
• Monthly contributions from KES 500
• Flexible saving allowed
• Withdrawal allowed twice a year
• Earns attractive annual interest
• Can be used as loan security

GROUP SAVINGS ACCOUNT

• Ideal for chamas, welfare groups, investment clubs
• Earns interest on savings
• Access to group-based loans
• Options: Group Deposit Account, Group Savings Account, MISLA (Micro Savings & Lending Activity)

SPECIAL SAVINGS ACCOUNT

• For time-bound savings goals (school fees, projects, etc.)
• Flexible lock-in periods: 3, 6, 9, or 12 months
• Interest rates vary based on saving duration