+254796361377 | info@neemekasacco.co.ke

Our Products

Smart Loan Solutions

Empowering you with affordable, flexible credit when you need it most. Whether it's for emergency, education, business, or personal growth, we’ve got a loan just right for you.

Smart Loan Solutions with Neemeka Sacco

ONE MONTH ADVANCE (MOBILE LOAN)

• Quick cash straight to your phone
• Max: KES 10,000
• Disbursed via M-PESA
• Repay in 30 days

INSTANT LOAN

• For short-term needs
• Up to KES 100,000
• Repay in up to 6 months
• No top-ups

EMERGENCY LOAN

• Manage urgent, unexpected expenses
• Up to KES 500,000
• Repay in 12 months

SCHOOL & COLLEGE FEES LOAN

• Support for education expenses
• No upper limit
• Up to 24 months repayment
• Available after 6 months membership

PRODUCT LOAN

• Buy essential items (phones, fridges, water tanks, etc.)
• Up to 12 months repayment

BIASHARA LOAN (BUSINESS LOAN)

• Grow your business
• Max: KES 100,000
• Repay in 24 months
• Requires proof of business cash flow

GROUP LOAN

• For registered groups
• Access up to 2× group savings
• Repay in 24 months

NORMAL LOAN

• Boost income or support personal projects
• Refinance available before full repayment
• Repay in 36 months

ORDINARY LOAN

• Ideal for larger projects and investments
• Repay in 48–60 months
• Collateral required above KES 1.5M

ICD MARKETING LOAN

• Support for branding needs (T-Shirts, Bags, etc.)
• Max: KES 10,000
• Repay in 2 months

DIVIDENDS ADVANCE LOAN

• Access up to 30% of expected dividends
• Competitive interest rate
• Repay in 1 month
• For approved emergencies only