+254796361377 | info@neemekasacco.co.ke

Our Products

Smart Savings Solutions

From education and emergencies to holidays and long‑term goals—Neemeka Sacco offers flexible, lifestyle‑tailored savings plans. Let your money work for you, securely and accessibly.

Smart Savings Solutions with Neemeka Sacco

HOLIDAY SAVINGS ACCOUNT

• Save consistently for a stress-free holiday season
• Minimum balance: KES 1,000
• Monthly savings from KES 500
• Withdrawals allowed twice a year (e.g. December)
• Competitive annual interest
• Usable as loan security

SPECIAL SAVINGS ACCOUNT

• Perfect for planned expenses (school fees, projects, business)
• Fixed saving terms: 3, 6, 9, or 12 months
• Higher interest for longer saving periods
• Encourages disciplined and goal-based saving

GROUP SAVINGS OPTIONS

• For chamas, welfare groups, and investment teams
• Options available:
– Group Deposit Account: Earn interest, access group loans
– Group Savings Account: Flexible saving & borrowing
– MISLA: For small rotating savings & lending groups

TOTO SAVINGS ACCOUNT

• For children below 18, operated by parent/guardian
• Competitive annual interest
• Flexible deposit options (regular or lump-sum)
• No monthly charges
• Secure until child matures
• Statements provided to track savings
• Funds can be used for education, health, etc.
• Requirements:
– Parent/Guardian ID
– Child’s birth certificate
– Passport-size photos (parent & child)
– Minimum opening balance (per Sacco policy)